XML Financial Group

Committed to our independence
every step of the way

XML Financial Group is an independent financial services and wealth management firm. After nearly forty years of combined experience with one of the largest financial services firms, the founders of XML deliver a first class experience that addresses asset titling and estate planning needs, philanthropic planning, tax planning, comprehensive insurance planning, retirement planning (including plan design assistance and forecasting), and traditional investment management. Using an open architecture allows the team at XML Financial Group to reach across product platforms and address the most unique financial circumstances with unbiased advice. Guidance is built on a disciplined foundation that incorporates three key cornerstones and philosophies:
At XML Financial Group our professionals do not trade stocks, time the market, or waiver from recommended allocations and managers. As financial advisors affiliated with LPL Financial, we generate most of our revenue from asset management fees rather than commissions, thus many potential conflicts of interest are removed. While there are always appropriate times to reevaluate portfolios and other plan strategies, the XML philosophy is designed to address long-term objectives taking into account a practical approach to the client’s
day-to-day needs.
Understanding that additional advisors in your life are beneficial to the overall process and success of a plan, the XML Financial Group encourages and often facilitates collaboration with your CPA, attorney and other trusted
advisors. Creating a strong line of communication between all parties greatly improves the experience for the client and, more importantly, the chance of successfully reaching realistic goals.This comprehensive approach begins with:
• A thorough assessment of your current financial state
• Identification of financial goals, risks and time horizons
• Plan development
• Plan supervision
• A customized communication schedule to suit client needs
The XML Financial Group does not sell proprietary products: ever. Consistently keeping the client’s best interests first, regardless of potential financial gain, is our number one priority. Our use of an independent broker/ dealer compliments that philosophy and translates to the delivery of:
• Unbiased guidance
• Access to independent research
• Broad investment offerings
• Competitive pricing
• True independence

The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business
with residents to the following states:

Securities and Advisory services offered through LPL Financial, A Registered Investment Advisor |Member FINRA | SIPC