• Rockville 301.770.5234
  • Falls Church XML 703.790.5999 or LMA 703.827.2300
  • Frisco 970.668.5700
  • BrokerCheck

About US

Our history

In 2004, three established advisors from a large Wall Street firm set out on a mission to create a boutique independent financial services firm they could be proud of. They sought to provide advice and guidance to their clients without the questionable pressures a large firm may bring. They looked for a platform that offered products, services, trading and execution quality and friendly client interfaces that were state of the art.

The partners also knew that as entrepreneurs, they’d be able to relate better to their clients, many of whom run successful companies and built their wealth through their own hard work. They knew that they could differentiate themselves from those advisors who aren’t willing to step away from big brands because they believed in themselves and the quality of advice and guidance they brought to each client relationship.

Most importantly, they could build an infrastructure that enabled them to serve their clients the way they saw fit. On that foundation, the firm was born.

We chose as our primary custodian Fidelity Brokerage Services LLC, Member NYSE,SIPC. Fidelity provides brokerage products, solutions, and services to retail and institutional investors, and third-party intermediaries.

 

  • All
  • Leadership Team
  • Operations Team
  • Wealth Advisors
  • All
  • Rockville, MD
  • Falls Church, VA
  • Frisco, CO
  • Brett Shane Bernstein, CFP®

    CEO & Co-founder

    Noorjahan Enayat, CFP®

    Senior Wealth Advisor

    E. Ronald Lara, CFP®

    Senior Wealth Advisor

    Beth Levine

    Senior Wealth Advisor

    Kevin Patrick Peters, CLU®

    Wealth Advisor

    Steven Collins

    Wealth Advisor

    Sharon Abbey

    Wealth Advisor

    Sasha Chelekhov, CFP®, CES™, MBA

    Wealth Advisor

    Paul Corley

    Wealth Advisor

    Robert Abel, CPA

    Wealth Advisor

    Judith M. Tiktin, CPA

    Wealth Advisor

    Rob D. Kantor

    CIO & Co-founder

    Robert Walterman

    Wealth Advisor

    John James Sciuto

    Wealth Advisor

    Carter T. Shaffer

    Associate Wealth Advisor

    Natalie Gosselin

    Client Service Associate

    Stacey Lee

    Client Service Associate

    Gina M. Neild

    Client Service Associate

    Janine E. Gonzaga

    Client Service Associate

    Susan A. Harpe

    Director of Operations

    Curtis Congdon, CRPC®, CFP®

    President

    Debbie Rayman

    Client Service Associate

    Michelle Mitchell

    Director of Client Services

    Jaime Brown

    Client Service Associate

    Marie Gaetjens

    Client Service Associate

    Claire Lolich

    Client Service Associate

    Theresa Kosma

    Client Service Associate

    Nicole Minns

    Client Service Associate

    Katrin Wheatley

    Client Service Associate

    Jennifer Szaro, CRCP®

    Chief Compliance Officer

    Todd Kullen

    Chief Operating Officer

    Richard Leed Jr, CPA, CGMA, MSA

    Chief Financial Officer

    Michelle P. Cooper, JD, MBA

    Partner & Director, XML-W - Women, Wealth and Wellness

    Jonathan Lowe

    Director of Trading

    Jason Elliot Klopman, CFP®

    Senior Wealth Advisor, Partner

    J. Eric Wightman

    Senior Wealth Advisor, Partner

    Jack May, CFP®

    Senior Wealth Advisor

    Lauren O’Brien, CFP®, CPA

    Senior Wealth Advisor

    David Margulies

    Senior Wealth Advisor

    Committed to independence every step of the way

    We are an independent financial services and wealth management firm, with offices in Maryland,  Virginia and Colorado. The Wealth Advisors focus on first-class client service to addresses complex needs such as, asset titling and estate planning, philanthropic planning, tax planning, comprehensive insurance planning, retirement planning, and traditional investment management.  Using an open architecture allows the Wealth Advisor to reach across product platforms and address the  unique financial circumstances. Guidance is built on a disciplined foundation that incorporates three key cornerstones and philosophies:

    DISCIPLINED

    While there are always appropriate times to reevaluate portfolios and other plan strategies, our philosophy is designed to address long-term objectives, taking into account a practical approach to our clients’ day-to-day needs.

    INTERLOCKED

    Understanding that additional professionals in your life are beneficial to the overall process and success of a financial plan, we encourage and often facilitate collaboration with your CPA, attorney, and other professional advisors. Creating a strong line of communication between all parties greatly improves the experience for our client and, more importantly, the chance of successfully reaching realistic goals. This comprehensive approach begins with:

    • A thorough assessment of your current financial state
    • Identification of financial goals, risks, and time horizons
    • Plan development
    • Plan supervision
    • A customized communication schedule to suit client preferences

    PRINCIPLED

    We do not offer proprietary investment products.  Focusing on our clients’ best interests first, regardless of potential financial gain, is our number one priority.  Our use of large, well known custodians complement that philosophy and translates to the delivery of:

    • Access to independent research
    • Robust security measures and resources
    • Broad investment offerings
    • Competitive pricing
    get in touch
    We offer a full suite of investment services
    For
    advisors

    Whatever your current background is in an investment advisory capacity, We can help you think about, address, and execute on the decision to go independent.

    Our
    Services

    The Wealth Advisors offers very personalized and consultative financial services.

    Brokerage
    Services

    Brokerage Services through our affiliated broker dealer.

    Our history

    In 2004, three established advisors from a large Wall Street firm set out on a mission to create a boutique independent financial services firm they could be proud of. They sought to provide advice and guidance to their clients without the questionable pressures a large firm may bring. They looked for a platform that offered products, services, trading and execution quality and friendly client interfaces that were state of the art.

    The partners also knew that as entrepreneurs, they’d be able to relate better to their clients, many of whom run successful companies and built their wealth through their own hard work. They knew that they could differentiate themselves from those advisors who aren’t willing to step away from big brands because they believed in themselves and the quality of advice and guidance they brought to each client relationship.

    Most importantly, they could build an infrastructure that enabled them to serve their clients the way they saw fit. On that foundation, the firm was born.

    We chose as our primary custodian Fidelity Brokerage Services LLC, Member NYSE,SIPC. Fidelity provides brokerage products, solutions, and services to retail and institutional investors, and third-party intermediaries.