With a keen understanding that every client’s needs are different, we strive to deliver individualized and consultative investment management service. To accomplish this, our Wealth Advisors prefer an ongoing conversation with you to review your investments for suitability and alignment with your specific needs and goals.
General steps in the investment management process include:
STEP 1 – WE LISTEN
First, we listen. We’d like to learn about your and your concerns, why you came to us in the first place and discuss your needs.
STEP 2 – REVIEW CURRENT PORTFOLIO
The Wealth Advisors can review your current investments to see how they are aligning with your needs as well as work to identify areas for improvement. For example, are you generating the income you need, is there a lack of diversification, appropriateness of investments, underperformance, and excessive fees.
STEP 3 – CONSTRUCT OPTIMAL PORTFOLIO
Next, we work with you to design and develop the optimal portfolio based on a complete picture of your unique goals, situation, and financial needs. Because every client is different, our Wealth Advisors customize each client portfolio. No matter your life stage or circumstance, we always take important details such as investments held in 401(k), cash needs, liquidity, and risk profile into consideration when constructing your investment portfolio.
STEP 4 – EXECUTE
The third part of our financial management process involves the actual construction of your optimal portfolio. We want to make the process as seamless as possible, so we provide the documentation to set up your accounts, and transfer any that are deemed appropriate. Additionally, our financial consultants take all investment implications like tax liability, timing considerations, and preferences into review. Upon approval, we execute the appropriate transactions to optimize your investment portfolio.
STEP 5 – MONITOR, REVIEW, AND ADJUST
Importantly, our team provides ongoing and collaborative support to clients in every aspect of their financial well-being. As financial issues, concerns, and questions come up over time, we work with you to regularly review your portfolio and make appropriate changes as needed.