This Website was created for the convenience of our Internet visitors. The information (including text, graphics, and functionality) is presented ‘As Is’ and ‘As Available’ without express or implied warranties including, but not limited to, implied warranties of non-infringement, title, merchantability, and/or fitness for a particular purpose. We expressly disclaim any liability for errors and omissions regarding the information and materials contained in the Website. Due to the nature of the Internet, we cannot guarantee the confidentiality, accuracy or completeness of the information contained in this Website, information provided via this Website, or its suitability for any purpose. Further, although we make reasonable efforts to avoid technological problems, we are not responsible for any technological problem with the Website or with anyone’s use of the Website and will not be liable for any impact these problems may have on users.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The entire content (including text and ‘look and feel’ attributes) of this Website is copyrighted by XML Financial, LLC or other third-party providers, or otherwise constitutes the our exclusive confidential and proprietary intellectual property . Any commercial use of such content requires our written permission of which consent may be withheld in our sole discretion. All rights reserved.
Because of the marked increase in the fabrication and proliferation of computer viruses affecting the Internet, XML wants to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. XML is not responsible or liable for any damage or loss caused by such hazards.
This Website may provide links to other websites for your convenience in locating related information and services. We do not maintain any of these other websites and has no control over the organizations that maintain these websites or the information, products, or services these organizations provide. Although we believes that the information from these organizations is reliable, we cannot guarantee their accuracy, completeness or suitability for any purpose. Accordingly, we expressly disclaim any responsibility for the content of these other websites, the accuracy of the information on these websites and/or the quality of products or services provided by the organizations that maintain them. We do not recommend or endorse these organizations or their products or services in any way and access to them is at the user’s own risk. You are prohibited from framing any of the materials on this Website, and/or from suggesting any affiliation or endorsement between us, without our prior written authorization. You may print copies of the material contained in this Website solely for your internal use in connection with the services provided to you by us and solely in accordance with these terms and conditions. You are expressly prohibited from selling; distributing; copying, amending; modifying; posting; transmitting; uploading; or similar action regarding the material in this Website including: graphics; text; content; logos or the like. Further, you are prohibited and will be responsible for any and all of your unlawful use of this Website.
Limitation of Liability
Under no circumstances including, but not limited to, negligence, shall we be liable for any direct or indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the materials in this Website, even if we or our authorized representatives have been advised of the possibility of such damages. In no event shall our total liability to you for all damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, for accessing this Website. You are solely responsible for your decision to and use of this Website. You shall indemnify and hold us harmless from and against any and all claims, damages, liability and/or costs relating to you or your agents use of this Website.
The laws of the State of Delaware govern this Website in all respects. Any disputes or actions shall be initiated and resolved through Delaware courts. You must destroy all materials or copies of materials obtained from this Website upon termination.
Visiting Our Website from Outside the United States
No Rights of Third Parties
Responsibility for User Information
There are a couple types of cookies related to the web browsing experience. Neither cookie type contains any personally identifiable information. A temporary cookie, technically known as a Session Cookie, is one that your browser sets by default to communicate your browsing experience between you and the server. This session cookie is automatically destroyed in your browser when you close the web browsing session. The second cookie type is known as a persistent cookie. A persistent cookie is a small bit of data stored locally on your machine that help with the overall browsing experience. This website in general does not utilize the use of persistent cookies for the site to function properly. However, these cookies can help us provide a more tailored experience for users based on the type of product user has expressed interest in and in the way a user chooses to utilize the services. The types of persistent cookies utilized is for tracking how and when you initially found this site including what page you first landed on. For added control, users may adjust their own browser settings to address cookies.
Changes to Website
We will change the Website or update material without notice. While we make reasonable efforts to keep the site information accurate, we ares not obligated to update or correct information within any specified time period. We ares not responsible for information provided by third parties, whether the information is part of this Website, is in any linked website, or is information about us that is provided on any website other than this one.
Age and Responsibility
You represent that you are of sufficient legal age to use this Website and to create binding legal obligations for any liability you may incur as a result of the use of this Website. You agree that you are financially responsible for all uses of this Website by you and those using your login information, including any data aggregation service providers that you have authorized to access your data.
Termination of Access
We reserve the right to terminate, without prior notice to you, your access to this Website in our sole discretion, including without limitation, for overuse or abuse of this Website.
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