These communications are for informational and educational purposes only. No content or reference to a third-party article is intended to be a recommendation for the sale or investment in any product, strategy or service nor should it be perceived as individual advice. XML Financial Group and its affiliates (“XML”) are not responsible for any actions taken related to this information. Content does not reflect the strategies, opinions or investment approach of all XML Advisors. Investing involves risk, including loss of principal.
Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. XML does not provide tax or legal advice and we encourage you consult with tax or legal professional advisors before implementing any legal or financial planning strategies.
The Nasdaq Composite gained momentum to close out trading ahead of the holiday, leading investors to feel confident that an agreement for a debt-ceiling deal would pass Congress. CEO and Co-Founder of XML Financial Group, Brett Bernstein, recently spoke with The Wall Street Journal about the market rally as a potential deal began to take shape. Read More:
President of XML Financial Group, Curtis Congdon, recently spoke with U.S. News and World Report about the potential benefits of investing in dividend-paying stocks. “While there is a temptation to move to ultraconservative assets in retirement, this comes with its own risks,” says Congdon. “Dividend-paying stocks offer a fairly predictable income stream and can add a differentiated source of return to a portfolio of bonds.” Read More:
The complexity of annuities continues to increase as they become more attractive. CEO and Co-Founder Brett Bernstein explained in a recent Financial Advisor Magazine article that the ambiguity often arises because insurance carriers offer an abundance of annuity benefits based on different types of annuities. Read the full article
Financial planning and wealth management are often associated with older generations, but millennials can also benefit from financial advisors. In a recent Financial Advisor Magazine article, President Curtis Congdon discusses the importance of gaining and maintaining the trust of younger clients. Read the full article here
What are the professionals saying about higher interest rates and cash? Our CEO and Co-Founder Brett Bernstein chimes in with other professionals on popular cash options in this Financial Advisor Magazine. Read the story:
When financial advisory firms are planning a merger or acquisition, it’s critical to prepare clients for the pending changes. Mark Samson is a senior partner at Samson Wealth Management Group, a division of XML Financial Group. Samson’s firm, Samson Wealth, merged with XML earlier this year. Samson recently told Financial Advisor IQ that clear and concise communication with clients throughout the process is essential. His firm was sure to explain the benefits of the merger, along with the new tools and resources to which they will have access. Read the story here
XML is thrilled to announce we have been named to the inaugural list of Top RIA Firms in America by Forbes and SHOOK Research. It is an honor to be in the top 100 firms. We appreciate the commitment of our advisors to our client relationships through both the prosperous and turbulent times.
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Data as of December 31, 2021. Coverage period is 2021. America’s Top Registered Investment Advisor Firms ranking was developed by SHOOK Research and is based on data submitted by the participant, in-person, virtual or telephone due diligence meetings and a ranking algorithm that includes: a measure of best practices, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerance vary, and advisors rarely have audited performance reports. Neither SHOOK nor Forbes receive compensation from XML in exchange for its Registered Investment Advisor Firm placements or rankings, which are determined independently. Participation in this directory is limited to ranked firms; once placed on a ranking, firms may choose to pay fees to Forbes and Shook for premium listing features as indicated by highlighted names. XML paid no such fees. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor or firm and not indicative of future performance or representative of any one client’s experience. Investors must carefully choose the right advisor or firm for their own situation and perform their own due diligence. For more information, please see www.SHOOKresearch.com , SHOOK is a registered trademark of SHOOK Research, LLC.
We are excited to support the 2022 So What Else Palooza! This Friday, our community will celebrate the efforts So What Else has made to improve the lives of children and families through its services and resources. To learn more, visit:
Many people purchase long-term care insurance to prepare for old age. In a recent InsuranceNewsNet article, Wealth Advisor Kevin Peters shares his professional and personal experiences helping clients understand the misconceptions, risks and benefits of long-term care insurance. Read the full article here
In light of Financial Planning‘s annual IBD Elite survey, CEO and Co-Founder Brett Bernstein provides insight on the importance of RIAs maintaining broker-dealer affiliations to offer clients a comprehensive range of services and options to address their unique needs. Read the full article for more information: Read the full story
Cryptocurrency has generated a lot of buzz within the financial industry. In a recent Financial Advisor IQ survey, CEO and Co-Founder Brett Bernstein explains cryptocurrency benefits but urges people to fully understand the risks. Read the full article:
Can allocation shifts based on interest rates, market volatility and inflation benefit my portfolio? “Overall, through diversification and not trying to market time things, we can provide the majority of the success to your financial plan. But sometimes tweaks here and there can add alpha to your portfolio,” said CEO and Co-Founder Brett Bernstein in this Financial Advisor IQ story. Read the full story
XML CEO and Co-Founder Brett Bernstein addresses the firm’s strategy for implementing client testimonials for future marketing purposes in this recent Financial Advisor IQ survey: Read the full story
In a recent interview by VettaFi, XML President, Curtis Congdon, explains why he prefers the Legg Mason Low Volatility High Dividend ETF (LVHD) to minimize exposure during a volatile market. LVHD utilizes a strategy that produces increased stability and higher yield than other ETFs. Read the full story
Are you thinking about selling stocks at a loss due to recent market declines? XML CEO and Co-Founder, Brett Bernstein, reminds investors about the wash-sale rule in a recent U.S. News article. To avoid missing out on possible rebounds, investors should be mindful that they cannot repurchase securities or one that is substantially similar for a period of time. Read the full story
Current inflation rates have sparked panic. But financial planners, like XML Financial Group, use historical averages for inflation and plan for the “what-if” scenarios. Recently, CEO and Co-Founder Brett Bernstein spoke with Financial Planning on inflation and retirement. Read the full story
The pandemic has made everyone think more about mortality and their health, which has attracted attention to long-term care insurance. Recently, wealth advisor Kevin Patrick Peters spoke with Financial Advisor on how insurance rates may increase due to COVID-19 and other factors. Read the full story
XML Financial Group is committed to shaping future professionals by actively engaging in the community. Senior Wealth Advisor, Lauren O’Brien, is participating in George Mason University’s Financial Planning & Wealth Management networking event on April 27 to discuss opportunities the finance industry has to offer. We are thankful for the opportunity to make a difference among young professionals.
New ETFs continue to rise almost daily. Navigating which you should add to your portfolio can seem like a formidable task. Co-CIO & Co-Founder Rob Kantor discussed one of our core ETF holdings at XML Financial Group. Want to learn more? Read the full ETF.com story
Did you join our recent webinar with Avelo Airlines? Through the webinar, Andrew Levy, CEO and Founder of Avelo, spoke with XML CEO Brett Bernstein about navigating the opportunities and challenges of introducing a new airline during a pandemic. Simple Flying covered the webinar and what was discussed. Learn more about what was covered
We anticipated rates would rise and acted accordingly. CIO and Co-Founder Rob Kantor saw the writing on the wall and positioned clients in shorter and medium-duration fixed income investments. He tells ETF.com how we’ve shifted toward ETFs that could benefit from inflation in the article below.
Talent retention has always been a priority, but the pandemic has made it paramount. XML CEO Brett Bernstein discusses changes the firm has offered to keep and attract good employees during Covid-19 in this Financial Advisor story
The holiday season is upon us and sticking to a budget can be hard. To combat this, many consumers chose to buy now, pay later on purchases. While this sounds like a great option, it can hurt your overall credit. Recently, XML CEO Brett Bernstein spoke with Business Insider on the common mistakes shoppers make during the holiday season. Read more
XML-W Director and Co-founder Michelle Cooper was recently featured in Authority Magazine’s Power Women series, designed to explore how successful, strong and powerful woman navigate and balance work, employee relationships, love and life. Read the in-depth conversation
When it comes to annuities, there’s no good or bad time to buy. However, a variety of factors can affect your payout. There are also many different types of annuities that can serve as bond substitutes or as accumulation vehicles. Recently, XML CEO Brett Bernstein spoke with ThinkAdivsor about how individuals should evaluate annuity investments. Learn more
Psychology and investing? This could be a surprise to some but psychology and investing often go together. Recently, XML CEO Brett Bernstein spoke with Barron’s about how much psychology plays a role when it comes to investments and financial planning. Interested in learning more? Read more
XML Financial Group is pleased to announce it has been named to the 2020 edition of the Financial Times 300 Top Registered Investment Advisers. The list recognizes top independent RIA firms from across the U.S. As of December 31, 2019. Coverage period is 2019. Eligibility criteria: SEC registered RIAs with over $300 million of AUM. The FT 300 assesses registered investment advisers based on desirable traits for investors. The Financial Times presents the FT 300 as an elite group, not a competitive ranking of one to 300. They believe this is the fairest way to identify the industry’s elite advisers while accounting for the companies’ different approaches and specializations. The formula the FT uses to grade advisers is based on six broad factors and calculates a numeric score for each adviser. Areas of consideration include AUM, asset growth, the company’s age, industry certifications of key employees, SEC compliance record and online accessibility. XML did not pay to participate in said ranking. For more information and to view the entire list, please read more here.
Partner, Michelle P. Cooper, has written a book, I’ve Still Got Me — A Widow’s Journey to Love, Happiness and Financial Independence. “By sharing my story and bringing my challenges out in the open, I hope to draw attention to the common life events that we, as women, face along our life journey.” – Michelle Cooper Read More
*These communications are for informational and educational purposes only. No content or reference to a third-party article is intended to be a recommendation for the sale or investment in any product, strategy or service nor should it be perceived as individual advice. XML Financial Group and its affiliates (“XML”) are not responsible for any actions taken related to this information. Content does not reflect the strategies, opinions or investment approach of all XML Advisors. Investing involves risk, including loss of principal.
Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. XML does not provide tax or legal advice and we encourage you consult with tax or legal professional advisors before implementing any legal or financial planning strategies.
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